:root{
  --brand:#2563eb;
  --brand-dark:#1d4ed8;
  --brand2:#38bdf8;
  --ink:#1c2430;
  --muted:#64748b;
  --bg:#f6f9ff;
  --surface:#ffffff;
  --surface2:#eef4fe;
  --line:rgba(37,99,235,.18);
  --line-soft:rgba(37,99,235,.08);
  --radius:14px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  background:var(--bg);
  color:var(--ink);
  font-family:-apple-system,BlinkMacSystemFont,"SF Pro Display","SF Pro Text","Segoe UI",Inter,Roboto,"Helvetica Neue",Arial,sans-serif;
  font-size:1.05rem;
  line-height:1.6;
}
.wrap{max-width:960px;margin:0 auto;padding:0 1.25rem}
a{color:var(--brand-dark)}
[hidden]{display:none!important}

/* header */
.topbar{background:var(--brand);color:#fff}
.topbar-in{display:flex;justify-content:space-between;align-items:center;padding:.9rem 1.25rem}
.brandmark{font-weight:750;font-size:1.25rem;letter-spacing:-.02em}
.brandmark span{color:#cfe6ff}
.toplink{color:#fff;text-decoration:none;font-size:.92rem;opacity:.92}
.toplink:hover{text-decoration:underline;opacity:1}

/* hero */
.hero{padding:2.6rem 0 1.4rem}
.hero h1{
  font-size:clamp(2rem,4.6vw,3.1rem);
  line-height:1.12;
  letter-spacing:-.03em;
  font-weight:750;
  margin:0 0 1rem;
  text-wrap:balance;
}
.lede{font-size:1.14rem;max-width:46rem;text-wrap:pretty;margin:0}
.disclaimer{
  margin:1rem 0 0;max-width:46rem;font-size:.95rem;color:var(--muted);
  border-left:4px solid var(--brand2);padding:.2rem 0 .2rem .8rem;text-wrap:pretty;
}

/* cards */
.card{
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:1.6rem clamp(1.1rem,3vw,2rem);
  margin:1.4rem 0;
  box-shadow:0 1px 2px rgba(37,99,235,.05),0 8px 24px rgba(37,99,235,.05);
}
.card h2{font-size:clamp(1.3rem,2.4vw,1.6rem);letter-spacing:-.02em;margin:.2rem 0 .6rem;text-wrap:balance}
.sub{color:var(--muted);font-size:.98rem;margin:0 0 1rem;text-wrap:pretty}
.hint{color:var(--muted);font-size:.94rem;margin:1rem 0 0}
.form-msg{color:#b91c1c;font-size:.95rem;margin:.8rem 0 0}
.calc-row{margin-top:1.4rem;display:flex;gap:.6rem;flex-wrap:wrap}
.fineprint{color:var(--muted);font-size:.92rem;margin-top:.4rem;text-wrap:pretty}

/* buttons */
.btn{
  appearance:none;font:inherit;font-size:.95rem;font-weight:650;cursor:pointer;
  padding:.6rem 1.15rem;border-radius:999px;border:1px solid var(--brand);
  background:#fff;color:var(--brand-dark);
}
.btn:hover{background:color-mix(in srgb,var(--brand) 7%,#fff)}
.btn.primary{background:var(--brand);color:#fff}
.btn.primary:hover{background:var(--brand-dark)}
.btn:disabled{opacity:.55;cursor:wait}

/* form fields */
.field{margin:0 0 1.15rem}
.field label,.field-label{display:block;font-weight:650;font-size:.99rem;margin-bottom:.35rem}
.field input[type=text],.field input[type=number],.field select{
  width:100%;font:inherit;font-size:1rem;padding:.62rem .8rem;
  border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);
}
.field input:focus,.field select:focus{outline:2px solid var(--brand2);outline-offset:1px}
.field-note{color:var(--muted);font-size:.9rem;margin:.35rem 0 0;text-wrap:pretty}
.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.seg-row{display:flex;gap:.6rem;flex-wrap:wrap}
.seg{
  appearance:none;font:inherit;font-size:.97rem;font-weight:650;cursor:pointer;
  border:1px solid var(--line);border-radius:999px;background:var(--surface2);
  padding:.55rem 1.1rem;color:var(--ink);
}
.seg:hover{border-color:var(--brand)}
.seg.selected{border:2px solid var(--brand);background:color-mix(in srgb,var(--brand) 8%,#fff);padding:calc(.55rem - 1px) calc(1.1rem - 1px)}

/* result */
.total-head{display:flex;flex-wrap:wrap;align-items:baseline;gap:.4rem 1rem;margin:.4rem 0 1rem}
.total-label{font-size:.9rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--muted)}
.total-amount{font-size:2.4rem;font-weight:800;letter-spacing:-.03em;color:var(--brand-dark)}
.line-row{
  display:flex;justify-content:space-between;align-items:flex-start;gap:1rem;
  padding:.7rem 0;border-top:1px solid var(--line-soft);
}
.line-main{display:flex;flex-direction:column}
.line-label{font-weight:650}
.line-source{color:var(--muted);font-size:.88rem;text-wrap:pretty}
.line-amount{font-weight:750;font-size:1.05rem;white-space:nowrap}
.context-line{
  margin:1.1rem 0 0;padding:.8rem 1rem;border:1px solid var(--line-soft);
  border-left:6px solid var(--brand2);border-radius:10px;background:var(--surface2);
  font-size:.98rem;text-wrap:pretty;
}
.moveready-line{
  border:1px solid var(--line-soft);border-left:6px solid var(--brand);border-radius:10px;
  background:var(--surface2);padding:.8rem 1rem;font-size:.97rem;margin:1.2rem 0 0;text-wrap:pretty;
}

/* prose */
.prose ul{padding-left:1.2rem;margin:.4rem 0 1rem}
.prose li{margin-bottom:.55rem;text-wrap:pretty}
.method{margin-top:1.6rem;border-top:1px solid var(--line-soft);padding-top:1rem}
.method h3{margin:.2rem 0 .5rem;font-size:1.08rem}

/* footer */
footer{border-top:1px solid var(--line);margin-top:2rem}
.foot-in{padding:1.4rem 1.25rem 2rem;color:var(--muted);font-size:.92rem}

/* email gate modal (PicConvert pattern) */
.pc-modal-backdrop{
  position:fixed;inset:0;background:rgba(10,26,64,.55);z-index:100;
  display:flex;align-items:center;justify-content:center;padding:1rem;
}
.pc-modal-backdrop[hidden]{display:none}
.pc-modal{
  background:var(--surface);color:var(--ink);border-radius:16px;max-width:430px;width:100%;
  padding:1.7rem 1.6rem 1.4rem;position:relative;box-shadow:0 24px 60px rgba(0,0,0,.3);
}
.pc-modal h2{margin:0 2rem .6rem 0;font-size:1.35rem;letter-spacing:-.02em}
.pc-modal p{margin:0 0 1rem;font-size:.98rem}
.pc-modal-close{
  position:absolute;top:.6rem;right:.8rem;border:0;background:transparent;
  font-size:1.6rem;line-height:1;cursor:pointer;color:var(--muted);
}
.pc-modal form{display:flex;gap:.55rem;flex-wrap:wrap}
.pc-modal input[type=email]{
  flex:1 1 200px;font:inherit;font-size:1rem;padding:.62rem .8rem;
  border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);
}
.pc-modal-msg{font-size:.92rem;margin:.7rem 0 0;min-height:1.2em}
.pc-modal-msg.err{color:#b91c1c}
.pc-modal-msg.ok{color:#15803d}
.pc-modal-note{color:var(--muted);font-size:.85rem;margin:.8rem 0 0}

@media (max-width:680px){
  .field-grid{grid-template-columns:1fr}
}
@media (max-width:560px){
  .card{padding:1.2rem 1rem}
  .total-amount{font-size:1.95rem}
}

@media print{
  body{background:#fff;color:#000;font-size:11pt}
  .topbar,.hero,#planner-card,footer,.pc-modal-backdrop,.calc-row{display:none!important}
  .wrap{max-width:none;padding:0}
  .card{border:0;box-shadow:none;padding:0;margin:0}
  .context-line,.moveready-line{background:#fff;border-color:#999}
  a{color:#000;text-decoration:none}
}

@media (prefers-color-scheme: dark){
  :root{
    --ink:#eef2fb;--muted:#94a3b8;--bg:#0a1120;--surface:#111c33;--surface2:#16263f;
    --line:rgba(96,165,250,.16);--line-soft:rgba(96,165,250,.07);
  }
  .btn{background:transparent;color:#93c5fd}
  .btn:hover{background:color-mix(in srgb,var(--brand2) 14%,transparent)}
  .btn.primary{background:var(--brand);color:#fff}
  .field input[type=text],.field input[type=number],.field select{background:#16263f;color:var(--ink)}
  a{color:#93c5fd}
  .pc-modal input[type=email]{background:#16263f;color:var(--ink)}
  .total-amount{color:#93c5fd}
}